Mortgage Agent, Level 1 ยท Brevity Capital

Hi, I'm Bhavik Nandwani โ€” your mortgage agent.

I help clients across Ontario secure the right mortgage with honest advice and fast approvals, backed by Brevity Capital's network of 30+ banks and lenders.

๐Ÿชช License #M23005350 ๐Ÿข Brevity Capital ยท FSRA #12746
โ˜…โ˜…โ˜…โ˜…โ˜… 5.0 ยท 9 Verified Reviews
30+Lender Partners
<1hrAvg. Response Time
1:1Personal Service
L1Licensed Agent
Bhavik Nandwani, Mortgage Agent at Brevity Capital
BN

Today's Featured Rates

Insured mortgages ยท as of July 2026, subject to change

5-Year Fixed4.04%
5-Year Variable3.45%
3-Year Fixed4.15%
Lock In My Rate

Backed by Brevity Capital's alliances with Canada's leading institutions

Major BanksCredit UnionsMonoline LendersAlternative Lenders
Declined Elsewhere

"We got declined by banks... Bhavik really helped us with our mortgage approval."

Complex file, multiple problems โ€” worked through every one of them.

โ€” Arshi Arora
Tight Deadline

"Got us approved within 2 weeks โ€” closed as promised to our builder."

No missed closing dates, no scrambling at the last minute.

โ€” Rina Dave
Stuck For Months

"Trying to close for two months โ€” resolved in about a week."

Kept every commitment, with clear communication throughout.

โ€” Arnold N., Verified Google Review
Bhavik Nandwani, Mortgage Agent at Brevity Capital
BN

Bhavik Nandwani

Mortgage Agent, Level 1 ยท Brevity Capital

Getting a mortgage shouldn't feel like a second job. I handle the comparisons, the paperwork, and the back-and-forth with lenders โ€” so you get a straightforward answer, a competitive rate, and a closing that actually goes smoothly. Clients tell me the biggest difference is that I actually pick up the phone.

1
Quick call

15 minutes to understand your goals and timeline.

2
I shop the market

Your file gets compared across 30+ lenders.

3
You get approved

Often within 48 hours, with no surprises.

"He made one of the biggest decisions of my life feel manageable and even exciting." โ€” Sargun, First-Time Homebuyer
License #M23005350 FSRA Brokerage #12746 bhavik.nandwani@brevitycapital.com (647) 674-5573
What I Offer

Financing solutions built around you

Whatever stage you're at โ€” buying, growing, or getting out of debt โ€” I structure the right product for your situation through Brevity Capital's lender network.

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Mortgages

Residential, commercial, and refinancing mortgages tailored to your needs.

  • First-time homebuyer programs
  • Refinancing & renewals
  • Home equity lines of credit
  • New-to-Canada & self-employed programs
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Business Loans

Fast, flexible financing to help your business acquire assets, expand, or manage cash flow.

  • Commercial real estate financing
  • Equipment & working capital
  • Merchant cash advances
  • SBA-style term loans
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Debt Solutions

Consolidate high-interest debt into low-cost, mortgage-backed credit and take back control.

  • Credit card & LOC consolidation
  • Debt consolidation mortgages
  • Credit rebuilding plans
  • Personalized repayment strategy
Plan Ahead

Mortgage payment calculator

Get an instant estimate of your monthly payment. Adjust the numbers to see how they affect your budget.

Enter your details

All figures are estimates for planning purposes only.

20% down
Estimated Monthly Payment
$0
Loan Amount$0
Total Interest Paid$0
Total Cost of Mortgage$0
Get a Personalized Quote

Estimate only โ€” actual rates and payments depend on lender approval, credit profile, and insurance requirements.

โญ Personally handled, start to finish

Honest, unbiased & jargon-free.

I keep the process sincere and simplified, so you always know where things stand โ€” from application to closing.

๐Ÿฆ 30+ banks & lenders compared for you โšก 48hr average pre-approval turnaround
01

Multiple tailored options

I shop your file across Brevity Capital's lender network to match your exact borrowing profile โ€” not a one-size-fits-all rate.

02

Best rates, real comparisons

Access to major banks and lenders means you see real, competitive offers side by side.

03

Clear and transparent

What I promise, I provide. No hidden fees, no surprises at closing โ€” ever.

04

Support at every step

From your first call to keys in hand, I personally guide you through every document and decision.

30+Lender Partners
3Product Lines
48hrAvg. Pre-Approval
L1FSRA Licensed Agent
โ˜…โ˜…โ˜…โ˜…โ˜… 5.0 ยท 9 Verified Reviews Testimonials

Real stories, real approvals

Every review here is from someone I personally closed a mortgage for โ€” not a script.

Common Questions

Frequently asked questions

Still deciding? Here's what most clients ask before reaching out.

Is there any cost or obligation to get pre-approved?+

No. A pre-approval and consultation with me is completely free, with no obligation to proceed. My services as a mortgage agent are typically paid by the lender, not you.

How fast can I get pre-approved?+

Most clients receive an initial response within an hour and a full pre-approval within 24โ€“48 hours, depending on document turnaround.

Can you help if I have bad credit or am self-employed?+

Yes. Through Brevity Capital's network of 30+ banks and lenders, I can find options for self-employed applicants, newcomers to Canada, and clients with credit challenges.

Do you only work with one bank?+

No โ€” as a licensed mortgage agent with Brevity Capital, I compare rates and terms across 30+ lenders to find the option that actually fits your situation, not just one bank's product.

What areas do you serve?+

I work with clients across Ontario, with in-person meetings available at Brevity Capital's Mississauga office and virtual consultations available anywhere.

Ready for a stress-free closing?

Reach out directly โ€” I'm here to help, no obligation, no pressure.

Get In Touch

Let's find your best rate

Fill out the form and I'll personally get back to you within one business day.

๐Ÿ“

Office

6345 Dixie Road, Unit 2โ€“3, Mississauga, ON L5T 2E6 ยท Brevity Capital

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Phone

(647) 674-5573

โœ‰๏ธ

Email

bhavik.nandwani@brevitycapital.com

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WhatsApp

Message me directly โ€” same number, fastest way to reach me

๐Ÿชช

Licensing

Mortgage Agent, Level 1 ยท License #M23005350
Brevity Capital ยท FSRA Brokerage #12746

No spam, no obligation โ€” I personally respond within 1 business day.

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